FinTech Alliance PH is calling for clearer policies, higher capitalization floors, and tighter enforcement as the Philippines prepares its most significant digital lending regulatory overhaul since 2021.
The BNM-BI bilateral MoU reflects a broader ASEAN pattern: formalising central bank cooperation as the foundation for next-generation cross-border payment infrastructure.
Singapore’s PayNow and FAST rails move funds in seconds. MAS is racing to make AI-driven scam detection operate on the same timescale before losses become unrecoverable.
The Philippines and Bolivia are USDPT’s first live markets. Both are high-volume remittance corridors where dollar-denominated stability and faster settlement carry real economic weight.